From the edition of September 26, 2026 Warm, curious, carefully sourced takes on the day's most interesting stories. Translate
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Meet the $5 Bingo Scratch-Off That Funds 10 Illinois Causes at Once

Illinois once printed a separate charity scratch-off for every cause. Now one $5 bingo ticket splits its profits equally among ten, and the switch raised more money than any year before it.

A flat pattern illustration of many identical blank bingo-style cards in neat rows, with one card in the middle glowing warmer and divided into ten equal colored squares.
Ten causes, one bingo card, equal shares for all. Illustration: Joyful Take.

Ten causes, one bingo card. That is the deal Illinois settled on for its charity scratch-offs, and I think it may be the most charming bit of public finance in the whole state lottery. Veterans' programs, breast cancer research, multiple sclerosis research and seven other causes now draw from the same $5 ticket, with the profit split evenly among them.

Twenty years of one ticket per cause

It started in 2006 with two tickets, one for veterans and one called the Carolyn Adams Ticket for the Cure for breast cancer research. According to the state's 2025 Special Instant Scratch-Off Task Force final report, each cause got its own ticket and 100 percent of that ticket's proceeds after expenses. By 2023 there were eight, adding multiple sclerosis, HIV/AIDS, Special Olympics, Alzheimer's, homelessness prevention and police memorials.

Some of them had real personality. The Special Olympics game was written into law under the title "Go For The Gold." The MS ticket launched in 2008, and by March 2015 the Illinois Department of Public Health said the partnership had raised $7 million for MS research. A STEAM education ticket sold for a single year before its authorization ran out in January 2021.

The system had a flaw that was nobody's fault. Each cause's yearly take depended on how its particular ticket happened to sell, and the report says proceeds ranged from $345,000 to $2.6 million a year. Stores carried well over 80 games. The eight charity tickets made up 53 percent of all new $2 and $3 tickets introduced each year, so a new one arrived almost every month.

The branding paradox

Here is the detail I enjoyed most in the report. Early charity tickets were decorated with their cause, and at first that drew attention. Later, retailers passed along player worries that specialty tickets seemed less winnable. The Lottery switched to non-branded designs, and those sold more than 40 percent better on average.

I find that funny and a little touching. People wanted to help, and they also wanted a fair shot at winning. The cause did its best work riding along quietly.

One card, ten equal shares

A 2023 law, Public Act 103-0381, replaced the separate tickets with a single joint game. Section 21.4 of the Illinois Lottery Law caps the program at 10 causes and requires net revenue to be "divided equally among the special causes the game benefits." The same law added the United Negro College Fund and the Illinois DREAM Fund.

The first joint ticket, launched with a January 1, 2024 start date, was not a new invention. It was the $5 "$200,000 BINGO TRIPLER," an existing core game picked because it sold steadily year after year. A second edition, the "7X Bingo Multiplier," posted weekly sales 30 percent higher. Why $5? The task force concluded a $2 or $3 ticket could not fund ten causes, while a $10 ticket might price players out and eat into school funding.

Source: Illinois Lottery Special Instant Scratch-Off Task Force final report, April 1, 2026.
MeasureResult
Program proceeds, fiscal 2025$12.2 million, the highest in program history
Average per cause, fiscal 2025$1.216 million, second only to fiscal 2022
Causes above their five-year average7 of 10
Total raised since 2006More than $110 million

Who gets a seat at the table

The cap is where it gets harder. The report notes that one to three bills a year try to add a cause, and it puts the problem kindly: "There is no shortage of good causes that need revenue, but the program cannot accommodate them all." In the 2025 veto session, lawmakers passed HB1437, which kept the joint ticket, kept the cap at ten and removed the sunset dates for the breast cancer and HIV/AIDS causes.

My opinion is that the equal split is the quiet genius here. A veterans' group and a scholarship fund no longer have to hope their ticket drops in a good month. Buying one card now works a little like scratching ten small squares of help at once. If you are curious how this $12 million fits into the lottery's much bigger education transfer, we traced where the rest of each Illinois Lottery dollar goes.

Sources

Every factual claim above traces to one of these. Links open in a new tab.

  1. 2025 Special Instant Scratch-Off Task Force Final ReportIllinois Lottery Special Instant Scratch-Off Task Force, via Illinois General Assembly, 2026-04-01.
  2. Illinois Lottery Law, 20 ILCS 1605Illinois General Assembly, accessed 2026-09-26.
  3. Illinois Lottery Launches the MS Project Instant GameIllinois Department of Public Health, 2015-03-06.
  4. Illinois Lottery Launches Instant Ticket To Help Find Multiple Sclerosis CureCBS Chicago, 2017-03-16.
  5. Illinois Lottery Generates Essential Funding For K-12 Education (archived copy)Illinois Lottery, 2025-10-14.